If you have debts of over £3000 and are struggling to repay, get in touch today


Call us now on 0161 804 9999

Debt Consolidation

Talk to our friendly advisors about how debt consolidation can help you write off up to 85% of your debt* and reduce your monthly payments to manageable amounts. Get in touch today and take control of your financial situation.

Customers can get free debt counselling, debt adjusting and providing of credit information services from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service click here www.moneyadviceservice.org.uk

Get back on track with 3 easy steps…

  • Check if you Qualify
    Check if you Qualify

    Simply get in touch and speak to one of our experienced Money Advisors to see if you qualify for any debt relief plans.

  • Consultation

    If you qualify for debt solution, you will then be contacted by our FCA authorised partners to discuss which options will be most helpful for you, This could be a DMP, IVA, Debt Settlement Plan, Trust Deed or other solution.

  • You Decide
    You Decide

    Once you have been advised of your options, you decide what you want to do. The Money Advisor service is free, confidential and no obligation.

Help with money matters…

Thousands of people in the UK are struggling with debt, which can be very stressful. So getting the right advice should be very important to you.

All debt problems can be solved, so if you’ re struggling with debt, try not to worry, but do not ignore your problem it’s vital to take action now and get in control of your finances.

UK Legislation is in place to help. Talk to a expert debt advisers today and find the debt solution that’s right for you. It maybe be possible to…

  • Consolidate your debts into one low monthly payment as little as £80
  • Reduce your debts by up to 85%*
  • Reduce or freeze interest and charges whenever possible
  • Never have to deal with your creditors again
Individual Voluntary Agreement (IVA)
UK legislation allows you to write off up to 80%* of your debts with an IVA…

Individual Voluntary Arrangements (IVA’s) were introduced by the Government in the 1986 Insolvency Act as an alternative to bankruptcy. They were put in place to help anyone in serious debt finding it difficult to make their monthly payments. If you live in Scotland the equivalent solution is a Trust Deed

An IVA is a formal agreement with your creditors (the people you owe money to) where you agree to pay only what you can realistically afford, taking into account your living expenses and monthly income. This is paid as a single monthly payment, usually over a period of 60 months. At the end of the period any remaining debt is written off and you owe nothing to your creditors.

On average, clients have had 25% to 85% * of their debt written off with an IVA!
Provided you maintain your repayments as agreed, an IVA protects you from further legal action from your creditors. In addition to this, all interest and charges are frozen at the time the IVA is agreed.

  • Available to everyone – Individuals, couples and businesses.
  • Remaining debt legally written off.
  • Interest and charges frozen.
  • Keep your house and other assets, such as your car.

Debt plans

Find out More

Start reducing your debt repayments and regain control...

Do I Qualify?
Check if you Qualify?