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control of your debts

If you have debts of over £5,000 and are struggling
to repay, get in touch with us today

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‘If you qualify your details will be passed to one of our agents or partners, who have over 70 years’ experience between their team of experts understanding debt and the impact it can have on you and your family’

Customers can get free debt counselling, debt adjusting and providing of credit information services from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service click here
You can find. Government guidance on dealing with your creditors here.

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Debts we can help you with...

Utility Arrears

Utility arrears are debts to your gas, electricity or water provider. Millions of people in the UK have utilities arrears, but few people know how to tackle them. Get in touch to find out what you can do about your utility debts.

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Council Tax Arrears

If you’re behind on Council Tax or you’re struggling to make payments, you could face prosecution from your local authority. Get in touch to find out what you can do about your council tax debt.

Store Debts

The idea of buying goods and paying for them later may be attractive, but high interest rates make many store cards difficult to pay off. Get in touch to find out what you can do if you’re struggling with store debts.

Payday Loans

Payday loans are short-term loans originally designed to tide people over until payday. With incredibly high interest rates, a relatively small amount of money lent via a payday loan can be difficult to pay off. If you’re struggling with repayments and need advice, we may be able to help.

CCJ Debts

If you owe money and cannot pay it back then a creditor may apply to the County Court for a judgment against you to claim the money. Get in touch to find out what you can do if someone has taken a County Court action against you.


An overdraft is an extension of a bank account, allowing you to continue to withdraw money even after the account reaches zero. This money is given on a borrowed basis, often has interest or a fee attached, and is repayable ‘on demand’.


A loan is the act of giving money, property or other goods to another person in exchange for the future repayment of the original amount plus interest or other charges. Depending on the rate of interest attached to a loan, the total repayment can be significantly more than the amount borrowed.

Credit Cards

Credit cards can be used to make purchases when you might not have the cash ready, to reduce the cost of expensive debt by getting a lower interest rate, and to earn rewards and cashback when you make purchases. If you’re struggling to make repayments on your credit card, get in touch today.

Previous House Rent Arrears

Applying to current and former tenancies, house arrears can include non-payment of rent, court costs, water rates, chargeable repairs, and compensation owed to landlords where a tenancy has been ended and the tenant has failed to leave.

Benefit Overpayment

A benefit overpayment can happen for a number of reasons. This could be because the benefit office made a mistake, or because you didn’t know you had to tell them about a change of circumstances that meant you were entitled to less benefits. For more information and advice on benefit overpayments, get in touch today.

Mortgage Shortfalls

If the amount your home is sold for does not cover the outstanding mortgage and any secured loans, you will owe the remaining money to any associated lenders. This ‘mortgage shortfall’ can be a significant debt that many people struggle to pay off. Get in touch to find out what you can do about your mortgage debt.

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